Rental Conversion Calculator

Enter a few estimated numbers to compare your current rental income against a possible owner-financed note structure.

Enter Your Estimates

What you estimate the property could sell for.

Current monthly rent collected from the property.

Your current monthly principal, interest, taxes, and insurance.

Estimated current debt or lien balance on the property.

Calculator Assumptions

  • Estimated down payment: 10%
  • Interest rate: 9.5%
  • Term: 360 months
  • Estimated monthly expenses: 50% of monthly rent

Estimated Comparison

Estimated Monthly Difference $716.98
Monthly Net Rental Income $250.00
Estimated Owner-Financed Monthly Income $966.98

What This Means

Based on these numbers, your monthly net rental income estimate is $250.00 after estimated expenses. The owner-financed monthly income estimate is $966.98, creating an estimated monthly difference of $716.98.

Calculation Details

Estimated Down Payment $25,000.00
Estimated Note Amount $225,000.00
Estimated Buyer Monthly Payment $1,891.92
Estimated Remaining Note Balance $115,000.00
Estimated Monthly Note Income $966.98

This calculator provides an estimate based on the numbers entered and the assumptions listed. Actual results may vary based on property details, structure, buyer terms, and other factors.

Ready to Look at the Next Step?

If the calculator opened your eyes, send us your property details and we’ll walk you through what a rental conversion could look like.

CONTACT US

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Thank you for visiting the Colonial Funding website. We invite you to schedule a call or send us an email using the form above to discuss your needs — we are here to help!

ADDRESS

520 Silicon Dr, Ste 110
Southlake, TX 76092